LFG

Where is your
pension actually invested?

You’ll spend forty-odd years putting money into this thing. And no one ever tells you where it is actually invested. Your provider tells the regulator, they don’t tell you. We’ve worked out an estimate from what they do publish, and lined it up next to how an Australian pension is invested.

All 17 Mansion House Accord signatories
How we work this out

The cost of the choice

The average British saver has had £175,000 taken from them.

On the same £250 a month over 30 years, an average UK Pension ends with £251,100. An AustralianSuper-style Pension ends at £429,100.

UK default
£251,100
AUS-style
£429,100
£500k£375k£250k£125k£0year 0year 15year 30
£250/mo · 30 yearsNominal · before fees

What you can do

Twenty-two million British workers can’t see what their pension is invested in.

The regulators already have all of this information. They’re deciding right now whether to put it where you can see it, or keep handing out the industry’s tidied-up average. Sign the letter and tell them to publish.

Sign the open letter to the FCAEmail your MP